Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

3 Contributions
31 People Helped
transunion actual (even using generic score) WAY lower than Credit Karma
Credit Karma Transunion 747 - Transunion Generic actual when I bought an RV less than 740... BECU says they order the standard generic score from Transunion. made a 1.26% difference in the interest ($50 a month more in pmnt) This seems crazy that companies that control our lives (credit reporting) and we cannot even get real answers or discuss how they come up with their numbers. In 50 years of credit I have 2 derogatory items and one is an argument with the IRS over an audit which got resolved and has been cleared with them but not the credit bureau.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.