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bmckiss

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Total Accounts category
The only C grade i get in my report is the Total Accounts category. I am showing 15 Total with 5 open and 10 closed. How do i improve this rating if 10 accounts are closed?

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Here is a good read

https://www.mint.com/blog/credit/how-many-credit-cards-should-you-have-052012/

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The number of accounts is not all that matters.  Your utilization and mix of credit are also important.  If all your open accounts are credit cards, then other types of credit would benefit your score.  If your utilization is over 30%, then paying down your balances will help.  Can't really say for sure without seeing all your info.

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