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Lilmams6

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To remove account or not too from report
I'm so confused. I read on here paying a collection account AND having it removed raises your score. I read on Experian that removing it will hurt it but paying it only raises it. So which is best? Who's actually done this and can help?
Thank you :)

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Read the articles on this site and learn about the Statute of Limitations for collections AND how to negotiate a 'pay for delete' agreement.  Any time you can get aqny negatives off your credit report, your score will improve. 

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