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bobbieneedshelp

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To pay off debt in collections,can I negotiate a lower one time payoff?

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Possibly.  It is known as a 'pay for delete' agreement and you have to negotiate it, which means doing a bit of letter writing. This topic has been addressed numerous times here and is in the "highest Rated" listing when you first sign in, and in the articles on this site (which is here to TEACH how credit works).  I suggest taking the time to research this for yourself.

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