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Thought account was closed, score dropped 58 points after report of 30 days late!!!
I paid off my Capital One card over a year ago. I wasn't aware of the membership fee, and they NEVER SENT ME STATEMENTS. I was reported as being 30 days late on a balance I didn't even know I had. Now my score went from 750 to 692!!! I have resolved the matter with Capital One but is there a way to get more score back up?


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