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Question By
plrogers1126

4 Contributions
31 People Helped
This cannot be right.
I have 27 accounts on my credit report (15 ccards, 3 real estate, 7 auto, 1 student, 1 other). The November 27th vantage score was 764, the Dec 4th score was 738. The only changes between the two reports was 2 old inquiries fell off (from 13 to 11) and 1 credit card payment of $140 posted and that card got a cl bump of $1200. Utilization is still roughly 7%, no new accounts, nothing closed or aged off, I have no bads of any kind. No new inquiries. How can 2 small (and positive) changes cause a DROP of 26 points?

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Top Contributor
5038 Contributions
1136 People Helped

That is why I only concern myself with FICO scores.

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