Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
sherman1111

0 Contributions
0 People Helped
thinn. credit report
They say I have no credit because i have a. Thin file. Hhhhow can I fix that an is that a bad thing to have

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
122 Contributions
82 People Helped

I have heard a few things

Helpful to 0 out of 1 people

A bad credit score is better to have than no credit score since something is better than nothing. This is not too hard to fix since all you need to do is get something that will report on your credit file. I would suggest a finger hut card, Capital One secured card, and getting a cell phone with a contract since it reports to your credit file. If you have the large downpayment that they may ask for then I say why not? It will defintely help you establish a line of credit. Also the Capital One card and Open Sky are pretty lenient on approving people ( know two people with no credit who got approved). It's all up to you but the best thing to know is that you have options. Good luck...

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.