Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
fingerscrossed101

0 Contributions
0 People Helped
Thin credit score
I have a thin credit score because Iv never had any open lines of credit. But iv been told by another company, who had to check my credit before the purchase of an item, that I had good credit. Iv never been late on a bill and theres always money in my bank account with very few overdrafts. Could this account for my "OK" credit score? Im looking to rent a house so im wondering if this holds true before i go through with the credit check..

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1131 People Helped

Not being late on bills such as utilities and what not and having money in the bank does NOTHING to build credit scores. This company that told you that you have good credit, sounds shady if you actually do not have credit. You need to have lines of credit to build a credit score and those lines of credit MUST be reported to the credit bureaus by the lenders. Get yourself a couple of credit cards even if they have to be secured cards and start building.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.