Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
ray4646

0 Contributions
0 People Helped
Thin credit per Credit Karma
I have an 800+ credit score at other sites. Credit Karma says no credit score Score not available due to thin credit......thin credit after 45 years??? What's up? Anyone know or have had similar problem and know how to resolve? 800+ at other sites!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
497 Contributions
1203 People Helped

Are your accounts open and in good standing? 45 years of credit history wont matter much if those accounts are closed or inactive. You need to have a couple of accounts open and be actively using any open accounts to build credit. There are dozens of scoring models in use and some credit scoring models require more data than others which is why you may have an 800 credit score somewhere else, but no credit score and thin file here on Credit Karma. Also be sure that any open accounts you do have are reporting to all 3 credit bureaus as Credit Karma pulls your credit data from TransUnion and Equifax.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.