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creditrepairtime

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They say it falls off in 7 years
They say a negative impact takes 7 years to fall off. Does it fall off 7 years after its paid or does it fall off whether you paid or not? This is so confusing to me.

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It should fall off 7 years after you were late the last time it became delinquent.  Meaning if you were late and then made no other payments on June 1st 2010 then it would be June of 2017 that it would fall off.

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