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sillygander223422

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there was mortgage and auto payment on my credit report that was not mine, how do I get it off

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File a dispute

go to  AnnualCreditReport .com and get copies of all 3 of your credit reports,  Any accounts that you are not familiar with should be disputed. You can find a link to file the dispute on each of the Credit Bureaus websites.  File individual disputes for each item in question.  often, if you become aware of one thing wrong on your credit report, there will be more,  so go over your credit report carefully. Its usually a typo but in could indicate fraud.   

Good luck 

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