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bigtummypen

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there was a credit card on my report that was not mine, now that it is removed my score has gone dwn

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Removed Account

Assuming that the account was in good standing, it decreased you amount of credit available on your report which probably increased your credit usage percentage. Depending on the age of the account it could also have shortened your average length of credit history. It would also reduce the number of on time payments you have made assuming the account is up to date.

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