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necie333

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there is a judgement that was settle in court i owe nothing to creditors it saying i owe 5000

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Court Involved?

Did you receive a "Certificate of Dismissal"?   You need to get your hands on one of those by either going to the courthouse or asking them to send it to you in the mail (they may charge extra for this).

Make a few copies of this, send to each creditor as well as to each credit reporting agency.

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