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buggahead42

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There is a 41 point variance between my Equifax and Transunion reports. What causes this?

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Very few banks or businesses report to all three credit bureaus so each credit bureau may have different information on which to base a credit score.  The scores on this site both use the Vantage 3 method for calculation so the difference in scores is quite apparent.  That is not a problem since the scores here are to be used just on this site and are not reported any-where. 

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