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semperpup

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there are mistakes on my credit report
i had some financial challenges about a decade [8-11 years] ago, but they have long been cleared up.
still, they (one-each debt settlings with chase and mbna)continue to show as current as four years ago. again, it's been well over 7 years and i've never filed bankruptcy.
also, there is one delinquency charged against my credit for a non-use fee which was subsequently reversed by the bank. advise?

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