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BeJe

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there are 3 very old accounts that should have been dropped off of my report

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Dispute them with the credit bureaus. Just write a dispute letter to the credit bureaus reporting the items stating your claims. Collection items 7 years old from the first day it was reported delinquent should be removed. Public records take a little longer, usually 10 years, your creditors also have the authority to in some cases to re-submit a collections debt which can take another 10 years if the debt isn't satisfied. Good luck my friend.....

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