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rittermail2351

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the credit inquiries hard hits i have only authorized one of them what can i do
On the hard inquiry on my credit file i have only authorized the one on george kell motors no more i have been in and out the hospital since nov 2014.only started driving again in dec 2015 please get all these off they are not mine i swear,,,,,

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Usually when you apply for a car loan at a dealership, the dealership will submit your information to many different lenders to find you an approval with the best rate. That is how it works most of the time and you most likely authorized it if you submitted your information for a credit app. If these Hard Inquiries were all done for an auto loan within a short window of time (figure 14 day window) they will all show on your reports, BUT they will only be scored as one inquiry. It works that way with auto, mortgage and student loans.

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Hard inquiries are hard to get removed, but if you want to try then you need to contact the credit bureaus. Transunion, Equifax and Experian all have websites. Hard Inquiries only remain on your credit reports for two years.

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