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tosha96

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The average number of points you can raise your credit score in 2 months

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The only thing you can really do to achieve a fast increase in score is reduce your utilization. You can do this in a couple of ways:
1.  Pay down your existing balances to below 10% for best results. 

2.  Request credit limit increases on existing cards (and have them approved, of course). Be careful--some companies will ding you with a hard inquiry when you make that request. Some that are known for NOT doing a hard inquiry for CLIs are American Express, Capital One, and Comenity Bank. A couple I know of that DO hit you with a hard pull are Chase and Citi (or Sears). Try to avoid the hard inquiries if you can--it's may not be worth it. 

3. Get another card. CAUTION: this could backfire. Usually this will help your score in the long run but hurt it immediately, and sometimes it can help right from the start. If it has a high credit limit and your utilization is already high it's more likely to help your score (although the money management issues may get worse with additional credit). If your utilization is already under control, this probably isn't a good strategy for raising your score. 

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Reply by
Krissie72

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How much your score can go up depends entirely on where you're at with utilization right now. Generally speaking, figure a point  for every percent of utilization, and maybe more if you're over 30% currently. 
So for instance if you're at 25% utilization and you reduce it to 15% you will probably see about a 10 point increase. 

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There isn't one.  Each person's credit score is different and depends on how they use credit, as well as how much available credit they have.  Also, if there are any negatives such as late payments on one's credit report, the sco[re is unlikely to raise until after these items fall off.  I strongly suggest you make the time to read the articles on this site so that you can get a good understanding of how credit works. 

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