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mygod1

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The auto loan has been paid and I was issued the title last year , I need this removed.

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Not time yet.

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Your credit history will remain on your credit report for 7 years for credit cards and most loans, up to 10 years for a bankruptcy.  If a potential creditor sees that you have been prompt and dependable in making past payments, it will be easier to get future loans. If your history shows late payments or worse, you may not be able to get a loan in in the future or may have to pay a higher rate of interest.

The loan information cannot be removed, so just make sure your present accounts are paid as agreed.  That goes great for you.

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