Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Report
Profile Image

Question By

0 Contributions
0 People Helped
Terminated Auth User - Why still reported?

I was an authorized user on my mother's account. She started carrying a very high balance ($20K on $25K limit) and I asked to be removed.

On my credit report, it shows that I terminated my authorized user status on the card 11/2012, but the card and high balance history are still there. I disputed this with the bureau to no avail. How long will this continue to be reported? Can I get it removed? The high balance continues to be factored into my utilization ratio (according to Credit Karma).

Thank you!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.