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tvmichaels26

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SYNCB/SYNC BANK LUXU showing up on report
I haven't opened a new credit card yet my report is showing a credit card named SYNCB/SYNC BANK LUXU with a $3000 limit. Not sure what it is

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Syncb is Synchrony bank and LUXU sometimes stands for the Luxury card and is sometimes used by retailers of jewerly to handle the credit account.  If you did not open this account, contact Synchrony bank and file an immediate fraud dispute with them.   You may also want to consider placing fraud alerts on all three credit bureaus as you could be the the victum of identify theft.  It could also be that you were listed as an Authorized user of an account (did you receive a nice ring lately?, if so, congrats - and tell them to remove you as the user so you don't pay for your gift.)

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