Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
leirama

0 Contributions
0 People Helped
Suggestions for card, no processing fee, deposit $50. Annual fee $40. APR 12% no more thn 25%
I'm a mother of two on an annual income of less than 12000. I'd like to build my credit so I can buy a car and maybe eventually my own home. I gave 4collectoons, 2 that can easily be fixed. 2 credit inquires. No current open credit lines. Suggestions?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1758 Contributions
3022 People Helped

Run from any CC that has a Processing Fee.  

Run from any CC that has a Annual fee,  exceptions are Secured Credit cards only and then only keep a Max of 7 Years while you build up your Credit History and other non-secured Credit Cards.

Hate to state this, but you wont get much in the way of a car ( other then a used one ) with an annual income of less then 12000.   

You need a better paying job or jobs.

Google Dave Ramsey and start reading.

Top Contributor

Reply by
jwsister

7353 Contributions
3808 People Helped

I AGREE!!  You want to minimize the amount of money you have to pay out and fee cards are a rip-off!!!

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.