Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
JavaManOne

4 Contributions
13 People Helped
Sudden drop on equifax
This happened to my wife (8 pts) and she recovered in a week or two but this time I dropped 13 pts on Equifax only. Believe me, I monitor my credit weekly and keep my credit card utilization between 4-7 percent. The only change was at the end of last money when two old credit inquiries fell off and the CK score didn't move. Now this drop of 8 pts.

I've looked at other questions that were over a year old but NOTHING went South that would effect my score. Equifax , IMHO, is the worst of the 3 credit companies, they also lag behind about 1 month from reporting on Experian & TransUnion. It's really disheartening when you work hard to grow your credit score and then something like this.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.