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annasbananas

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Sudden Drop in Equifax Score?
My Equifax score just dropped 21 points overnight and with no reason. I recently disputed a charge that was reported to the credit bureau which had my account at 77% payments on time. That was removed and now it's at 100. Yet my score dropped? It also says my longest account is only 2 months. I've paid fed loans for 3 years but recently had them consolidated 2 months ago. How does that suddenly erase the fact that I've paid for 3 years? I'm starting to think this credit report stuff is absolute nonsense and I shouldn't even worry about it because apparently being in debt is a good thing.

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same here for no reason at all

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