Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Student Loans
Profile Image

Question By
jessie3306

1 Contribution
0 People Helped
Student loans transfered from one loan company to another,
My student loans were transferred from one loan company to another, I did have delinquent payments with the previous loan company, but fro the last 2 + yrs my payments have been current through the loan company they are are now through!! Can I dispute or contact the old lender and request they take the closed accounts off my credit, they are currently saying my payments are current, but the delinquent payments still show on my report, and is effecting my credit, I financed a vehicle in January and was told by the dealership those negative payments were hurting my score, and my loans have been current for over 2 years, and are not even through the same loan program!!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7362 Contributions
3808 People Helped

If you read the articles about credit presented on this site, you would know that negatives like late payments will show as part of your credit history for 7 years.  Since you WERE late on some payments, they can't be disputed.  You can only dispute wrong information.  And, it's not unusual for different loan agencies to be handling the loans.  Maybe they transfer some so no one loan servicer has too many loans to handle.  My loans were transferred several times.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.