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student loans but otherwise no debit, never had a credit card, how to build strong line of credit
I have 46,000$ of student loan debt for 7 years of college and as a first year teacher only make 30,000$. I just opened a Kohls card and will upgrade my target debit to a target credit. my parents co-signed for a car which i made several payments for but it got paid off when they re-consolidated their finances. I have no credit cards and no debit outside of gov student loans so how to I build a strong line of credit? I am very responsible and dont buy anything I cannot afford out of pocket and pay all my bills on time in full but there is not much to contribute to my score

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