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Posted in Student Loans
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kgr1956

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student loan was paid in full 6 1/2 yrs ago. shows up on cc as closed. what does it mean?

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Congrats on paying off your student loans! Closed accounts do not have any negative effect on your credit report and can stay on indefinitely. If you had a default or delinquency, that will typically come off your report after seven years. Hope that helps! - Student Loans Guy

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It means you really would benefit from taking the time to read the articles on this site since teaching about credit is the purpose of Credit Karma and this information will be to your advantage for a lifetime.  I wish I knew what is here years ago!  Your student loan will be part of your credit history and show on your report for another 6  months to a yeatr.

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