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Elfinmagical

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Strange new second mortgage debt appearing 11 years after house was foreclosed upon...?
I filed bk 10+ years ago, and just as I did so, my second mortgage company sold my account. I didn't realize this until a few months later. When I did, I also realized that I'd listed the 2nd mortgage company in my filling, not the NEW 2nd mortgage company - AND I've been stuck with this mortgage on my credit. I tried to dispute it, but then my mother was assaulted and subsequently passed away 2 months later, and so I couldn't focus on fighting this...of course, the credit bureaus didn't change my report. Cut to now, and after 10 years I would have thought that charge off would be off or nearly so - but I was surprised to see a BRAND NEW 2nd mortgage company now listed! Clearly, I didn't apply for a second mortgage on a house that was foreclosed upon 11 years ago...this seems like blatant fraud to me and I envision it would be easy to dispute this...but I don't want to try if it'll be as problematic as when I'd started trying the first time. Any thoughts or pointers?

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Top Contributor
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If the attorney that you used for the bankruptcy is still in practice I would contact them to see if they can be of any assistance to you. If not, I would consult with a consumer law attorney, I highly recommend the law firm of Kimmel & Silverman if they practice in your state.

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