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Tuskers

7 Contributions
15 People Helped
Store card or another bank card?
I have a score of 713. I have two Master cards and that's it. Should I apply for a dept. store card or another bank card? Which one helps my score more?

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Top Contributor
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It depends on how you use your credit cards. If you carry a balance month to month, then go for a low interest credit card. If you pay your balance in full each month to avoid the interest then I would suggest a cash back rewards card (such as Chase Freedom or Discover It Card). As with store cards, I don't think store credit cards are bad if used wisely, but if used for the wrong reason(s), they could kill you in interest.

Top Contributor
109 Contributions
71 People Helped

Rewards card, pay it off every month.

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