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jeanne69

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Stolen social security number and credit
My 18 yo son has no established credit yet.how do we monitor if something ever gets opened with his ss# ? Credit karma will not allow him to open an account and there appears to be no live people to talk to.

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idenity theift

Best thing to do is get a credit report from all three credit bureaus for your son. You also need to report that his social number was stolen, if not misplaced.
You also need to put a freeze on your son credit with the credit bureaus as this will protect his credit. Or you can put a fraud alert for 3 months, you can put one for 7 years but you need a police report for that. It does however cost to put a freeze on a credit report, again it is free with a police report. The police report must be sent to all three credit bureaus as wiil as the fraud alerts or freezes. You can also remove a freeze for a period if apply for credit.

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