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Kbars13

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Statements from collections AND original companies, how do we resolve/improve our credit?
Relocation resulted in lack of dependable employment and "defaulting" on credit accounts. Now we are receiving statements from both the original companies AND collection companies. How do we improve our credit now? How long will it take to see improvement?

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Work with the original creditors and see if you can get a repayment plan.  Ask them to pull the accounts back from collection companies.  Also, ask if they are willing to delete the accounts from your credit report once paid.  If they agree to that, get it in writing in case they don't follow through later,  you can send that letter to the credit bureaus.  Best of  luck!

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