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Southwest Credit trying to collect debt on AT&T account I did not open
Received notices from Bay Area Credit for payment of $935.79 for an account I did not open. I have never had an account with AT&T and told an AT&T phone rep. so and declined to give her my social security number.

I have recently received a notice from SouthwestCredit for the amount plus a collection fee of $168.44.

What should I do? I am concerned that this will affect my credit rating

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