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tyreekcole

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some one has been using my name and ssn how do I check out the things they were buying

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CRA's, Fraud Alerts & Police Reports!

Helpful to 2 out of 2 people

Contact Experian, TransUnion and Equifax and immediately get copies of all three of your credit reports.  ASAP!  Get a list of all charges that are fraudulent and immediately report them to the bureaus.  Go your local police department and file a fraud report - having this recorded with the authorities and paperwork to back it up is crucial.  Also check into putting a lock on all your credit info - somebody obviously pulled it.  You can unfreeze it at a later date when you want.  But make sure you get a list of all charges immediately and then contact the bureaus and alert them of fraud.  Your police reports will serve to back you up since the CRA's aren't always the most diligent in taking your word for it when you get stuck with some collection bill years from now.

I know there is more and better legal advice then I have given you.  Hopefully someone else will answer this post.  But these are steps that I know people have taken and it gives you something to start with at the present moment instead of having to endure sitting there while unknown thieves are out there busily using up your name and social to go on shopping sprees!

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