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So many medical bills and 2 credit cards in collections!
I have 20 medical bills in collections and 2 cards that were not used by me, but I will not press charges on a family member. With all of these things in collections, what is my best option? I am finally getting my student loan out of default, but I barely make enough to keep up with current bills, much less old ones!

Also, I am a 23-year old student.

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