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Mrchavezjun

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So how can I dispute 2 hard inquiries under the same creditor?

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Inquiries last on your credit for 2 years of the date it was posted. Now if you didn't authorize this company to pull your credit; simply write a letter to the credit bureau(s) and report the inquiries by the the posting date telling them that you did not authorize the creditor to pull your credit.  If you did allow this creditor to pull your credit, they only other strategy is to calll them personally (your creditor) and just ask them very politely if they will be so kind as to remove the inquiry from your file as you are trying to improve your credit rating. Basically it's a 50/50 chance that they will comply with what you are requesting.

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