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TeriSki

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so confused should I consolidate or transfer I NEED HELP! someone at credit karmas to advise

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Credit Karma Team
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Hi TeriSki,

Since we are not certified financial planners, we cannot give you specific advice. We have written a lot of articles for people in your situation, and I think reading them could be helpful. You might want to start with this one: https://beta.creditkarma.com/article/debt-options

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