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HDSB

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single or joint account
Hi. Is it better to apply for cc's single or jointly with spouse? By better, I mean chances of approval, limits, score effects. Thanks in advance.

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Top Contributor
1884 Contributions
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That depends on your

Personal finances. There are to many variable to give exact advise. 

But generally I'd advise the the one with the better score apply and add the other as a signer.

another option is to actually walk into a bank and speak to the new accounts manager. They could help you navigate the process and steer you in the right direction. 

Good luck. 

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