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Question By
KISSrocks4ever

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since the add of eqiufax, has anyone noticed a big change in their trransunion score?
my transunion score was 720 since the addition of equifax the score dropped to 620. on the graph it doesn't show i had a score of 720 then a drop..it shows my scores was 620 all along. capitiol one credit checker says 720 (idk which score they track) has anyone else had this kind of issue? what to do? idk if i should be concerned.

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Different Score Models

The Credit Score you see new is the "VantageScore 3.0"  this is different then the "New Account Score" that you saw the last time you logged on.

If you want to see both scores for the past 8 months go to the following.

Select -> My Finances  --> Credit Scores

on the right hand side select  --> Score from TransUnion

Look for the "See the Archive" under then under the Credit Rating and select it.

Now you will see the Older "New Account Score" along with the "VantageScore 3.0"

These are two different Credit Score Models.

Credit Karma Team
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Hello! 

Sorry for the confusion. Credit Karma is providing a new score model from TransUnion - your score history was ammended to show your history with this newer score model. You can read more about the new model here: https://www.creditkarma.com/article/VantageScore-3-0

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