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JBLite65

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Significant error in Credit Karma rating calculations
I just pulled my full credit report from all three credit bureaus. Credit Karma was 70 points below the lowest of the three. The three bureau reports were within 5 points of each other.
In my opinion, Credit Karma does not provide accurate or valid information. You should note that the only valid information regarding your credit is within the three credit bureaus. Not from this company.

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Credit Karma

The information that Credit Karma gets comes directly from Trans Union so it is them that you want to take this up with. Truthfully if your actual report reflects a score that is 70 points higher than Credit Karma's model, I would probably leave it alone because that's the one that really matters. 

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