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toonagirl

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should you get a credit card with an annual fee?

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I wouldn't (and don't).

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It depends if the rewards you'll earn offset the fee by at least double or more. For example Amex Blue Cash Preferred earns 6% at grocery stores up to $6000 a year, and 3% back at fuel stations and some department stores. That's well worth the $75 yearly fee for me.  

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