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tonyv4155

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should you carry a balance or pay off credit card balance

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Pay it off every month to avoid interest, there is no benefit of carrying a balance over. The only thing that you do want to do is to let one card report a small balance to the credit bureaus each month so you are not dinged for not showing any revolving activity. Less than ten percent of the cards credit line is what you will want to be reported.

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