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Question By
ukaserex

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Should I worry about them closing my account?
I recently put a cash advance on my credit card for $1500. While I can pay this off over the next 3-5 months without much worry, I thought I would save myself some money by transferring the balance on a balance transfer card.

So, I did that. No worries - except the card limit was 2000 - and I'm now using 75% of my credit limit on that card. My overall utilization is about 38%. I've only been using about 2% since I saw my utilization getting too high. (I kind of went a little out of control for a few months with Christmas and a couple family birthdays. )
So, again, not worried about being able to pay all the plastic as agreed and still live beneath my means - but just wondering if the CC company would close my account if I'm paying as agreed more than the minimum (so the account will be paid before they start adding interest).
Anyone have any insight?

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Top Contributor
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They will not close your CC account if you have a Zero Balance, 
All 13 of my Cards have 0 Balance,

Chase Freedom ( always in my Wallet )  the following are tucked away. 

Citi Preferred Card. 

Discover IT

Capital One Secured Master Card ( Netflex monthly Charge only )

Paypay Extra Master Card (Hulu Monthy Carge )

Store Cards, Target, JCP (mine), JCP ( wifes I'm a auth user), Discount Tire, Care Credit, Kholes, Firestone, Lowes, 

only have one in my Wallet and thats always paid off. 

I have credit Cards that might only get one Charge per year  or every other year.  They have not closed them. 

So don't worry about it. 

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