Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
HaroldSchwanzJr

0 Contributions
0 People Helped
Should i wait till I have more money in the bank before I apply for credit card?
I wanna apply for a cc but my funds are low at the moment. Should I wait till I have more $ in bank before applying? Thx for your help.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7370 Contributions
3810 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

I suggest you take the time to read the articles on this site so you can learn how credit works.  You don't have to have a lot of money in the bank, but you do have to be able to pay your bills in addition to the normal living expenses.  Credit is all about properly managing the money you have and using it wisely.  I am on a fixed income and am doing far better now than when I was working thanks to what I learned here.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.