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kmjb93

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Should I tranfer credit card balance to 0% on another card
But new balance would result in 70% utilization of that available credit limit

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that is a tough one... if you do the transfer, how long before you can bring it back below 50%?  I would do it just to save the interest.  A temp score drop to save some money would be worth it. Besides if you are not going to be apping for anything your score will recover as soon as you get your balance down.  I would make it my number one priority.

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