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Punkmartian360

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Should i still apply for credit transfer if my credit is 660? 1 card maxed out
1 card maxed out and 1 auto loan

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Top Contributor
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Transfers don't arrest debt

Transfers only work if you're putting the debt on a card with a lower APR and doesn't charge balance transfer fees. Maybe work on paying down your card and then with the utilization is down, apply for another card and don't worry about the transfer.

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