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daniel785

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should i put all my loans together and make just one payment a month

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NO!,  you want Payment History  you want all of it.

if you have 1 account for 5 years that is 60 payment

if you have 5 accounts for 5 years that is 300 payments

When it comes to payment history the 300 payments over 5 years looks much better.

Just saying,

Hope this helps.

Credit History takes time so does your Credit Score.

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