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Question By
seekingkahn

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Should i get a Chase Sapphire Preferred Card
I got a pre-qualified offer from chase sapphire preferred card. I dont spend 4000$ in three months and dont plan on spending the 4000$ in the next three months. So i can not avail the intro bonus. But i will be visiting my home (outside usa) so the 0$ foreign transaction fee seems lucrative right now. But the fee of 95$ for the next year is intimidating me.
Should i get the card even tough i can not avail the intro bonus?
I have 5 other credit cards (capital one journey, discover it, citi diamond preferred, chase freedom, chase slate).

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If you're not going to reap the rewards offered on a card then there's no point in getting it. There are numerous cards with chip technology(very important for traveling internationally) with no foreign transaction fees. Check out Nerdwallet and other websites online for some of the best cards of 2015. Bank of America Travel Rewards card may be beneficial and a host of others.  Here's a list from Nerdwallet: 

From American Express:

From Bank of America:

From Barclaycard:

From Capital One:

From Chase:

From Citi:

From Comenity Capital Bank:

From Discover:

From Pentagon Federal:

From U.S. Bank:

From Wells Fargo:

Top Contributor
785 Contributions
299 People Helped

I wrote a reply but Credit Karma didn't approve it, at least not yet. There's no point in getting a credit card that doesn't suit you with all the rewards out there. Bank of America has a travel rewards card with no foreign transaction fees, and can earn 10% or more if you have the reward points go into a checking or savings account.  Be sure any card you get has chip technology. Check out the website of Nerdwallet to get some great ideas on cards used for foreign travel.

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