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Derrell52

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Should I file bankrupt because I only pay minimum amount on cards

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Some have mentioned the financial help of Dave Ramsey in getting their debts in control.  You may want to do a search so you can find realistic ways to pay off the credit cards and build good credit.  

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Bankruptcy will have a very serious impact on your credit. There are many other factors to weigh. You can read more here: http://blog.creditkarma.com/credit-101/credit-scores/how-does-bankruptcy-affect-your-credit/

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