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BlondieGirl10

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should I ever close out a credit card if it's no longer needed?

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Honestly, I would keep it open. The older your account is, the higher your score will be. Also,it will also lower your credit to debt ratio. Since it is no longer needed, just use the card every once in a while (by charging a very small amount) and pay it off to keep the account active. Hope I helped. :)

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