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Nonnahsgo

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Should I dispute old closed accounts?

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Top Contributor
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Definitely NOT if they were closed in good standing. Removing accounts closed in good standing will DAMAGE your credit.

If you are absolutely sure that they are negative accounts, then it can be worth a try, BUT if they are not removed (which in many cases they won't be) they will update due to the dispute and that will cause some damage to your credit because the negative account will look fresh due to the update. I suggest doing some serious reading about all of this before proceeding with anything.

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